FRIS (Finance Reference Information System) is a Credit Status Checking Portal where participating users can access a shared credit status database ultimately to minimise and prevent loan and credit fraud.

Credit information provides by subscribers, decisions on credit information are made exclusively by the lenders or creditors themselves. FRIS does not provide opinions or recommendations.

FRIS’s database updates based on the available information from subscriber.

 

FRIS helps people to understand the risks they might face if they decide to lend money or dealing business to a customer or company by credit. It is an indicator of their financial health. It is important to first know the information about their credit status.

 

Your negative credit report contains all negative information about your payment behaviour. Having a record on your credit report is a bad thing.

 

Get 60 days Free Access for Monthly Subscription. After Free Access ends the credit card will be automatically debited monthly.

 

Only Company registered under SSM (Suruhanjaya Syarikat Malaysia) can add credit record to FRIS by providing the following information :

1. Company Name
2. Company Registration Number
3. Person In-Charge (PIC) Name
4. Person In-Charge’s (PIC) NRIC

*PIC name and PIC NRIC must match with Billing info (eg. Bank Transfer info details or Credit Card info details)

 

No. Only a registered company can add a credit record to FRIS portal.

 

A credit record will be removed automatically once subscription expired.

 

Please contact the Company who added the credit record. FRIS does not add credit record to Companies or Person.